Financing
Our Financing Options
Get Financing that Meets Your Needs
- Access to a wide array of lenders to offer you greater flexibility for your financing terms
- Refinancing and adjustment to existing terms
- Competitive rates
- Personalized customer service
Accommodation Sale
Found a perfect used semi-trailer sold by a private individual? Pierquip offers an accommodation sales service to allow you to obtain advantageous financing.
We take part in the transaction by repurchasing the individual’s trailer before reselling it to you.
A flat fee is applied for this service.
Leasing
This is a lease-purchase agreement with an established residual of up to 25% of the equipment value. Terms vary depending on the borrower’s financial strength. The residual is fixed and is an obligation of the borrower at the end of the term. There is always the possibility of requesting refinancing at the end of the term; this will be subject to credit approval. Monthly payments, deposits (if applicable), and residual values are subject to taxation. This option is ideal for companies wishing to retain their capital while benefiting from quality trailers. Leasing offers the flexibility to renew equipment regularly while maintaining predictable monthly payments.
Lease/Return at Fair Market Value
The borrower rents new equipment over a minimum term of 24 months and has the option of buying it at the end of the term, at its fair market value, established by the lender at the end of the lease term. The buyer can return the equipment by respecting the lender’s return conditions. Monthly payments, deposits (if applicable), and residual values are subject to taxation. Offering the possibility of returning the equipment, this option is a solution adapted to the changing needs of the company.
Lease/Return at an Established Value
The borrower rents new equipment over a minimum term of 24 months and has the option of buying it at the end of the term, at the value established by the lender at the moment of signing the leasing contract. The buyer can return the equipment by respecting the lender’s return conditions. Monthly payments, deposits (if applicable), and residual values are subject to taxation.
Conventional Loan
The conventional loan is established on a fixed term and without residual value; in addition, the borrower must pay all taxes upon taking possession of his equipment. This type of loan is ideal for those who prefer a straightforward payment structure with no surprises.
